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Rural Development 100 % 30-year fixed rate mortgage. The government has done it right with this program. Allows you to finance up to 102% of the appraised value. It will even allow you to include new appliances. No monthly mortgage insurance. (PMI) Loan Checklist
FHA 30 or 15 Year Fixed Rate Borrowers can purchase a home for as little as 3.5% down payment. Borrowers with less than perfect credit can breathe easily, as underwriting guidelines are more relaxed. A powerful tool is in your hands with FHA. Loan Checklist
VA 15 or 30 Year Fixed Rate VA loans are a great way to finance a home up to 100% of the purchase price. If you are a Veteran, this program has many benifits for you and your family. One of the main benifits is that their will be no monthly PMI (private mortgage insurance). Loan Checklist
Conventional Financing 5%, 10% 15% or 20% down payment 15 or 30 Year Fixed Rate Mortgage. This is a traditional type mortgage. Credit criteria is much tighter and reserved for those with higher credit scores. Loan Checklist
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